Benefits Information

Welcome to the Health and Welfare Benefits page. This page provides information about the Health and Welfare benefits offered to employees.

The benefits plan year runs from October 1st through September 30th of each year.

2024-2025 ENROLLMENT & PLAN INFORMATION

Open Enrollment ran from August 12, 2024, through September 13, 2024. Elections made during Open Enrollment went into effect on October 1, 2024. Making changes to benefit elections after the Open Enrollment window may only be done if you are a new employee or if you experience a Qualifying Event (e.g., marriage, divorce, birth of a child, etc.)

Please review the 2024-25 Enrollment Guide to learn more about the plans. This is a "flipbook" guide that is best viewed full screen. A PDF of the guide may also be downloaded here.

Benefit elections may be made through the Ease Benefits portal during Open Enrollment, or within 30 days of a Qualifying Event.

All 50%+ employees are eligible to participate in the health benefit plans.

All employees should log on to www.MBUSD.Ease.com to designate beneficiaries for the District-provided Life insurance.

2024-25 Rate Sheets:

*If you work a different percentage than those listed please login to the Ease Benefits portal to see rates based on your specific hours based on the plan(s) you select. Please contact [email protected] if you have questions on off-schedule rates.

Click the link for a video overview of the 2024-25 benefits offered.

If you have any questions please contact MBUSD Benefits at [email protected].

Medical, Dental, and Vision Plan Options:

Anthem Blue Cross- Group # 280549

Health Maintenance Organizations (HMO) Options:

Anthem Blue Cross Custom Premier Select HMO - Summary of Benefits (2024-25)

Anthem Blue Cross Custom Premier Select HMO - Summary of Benefits & Coverages (2024-25) (detailed)

Anthem Vivity HMO - Summary of Benefits (2024-25)

Anthem Vivity HMO - Summary of Benefits & Coverages (2024-25) (detailed)

Preferred Provider Organization (PPO) Options:

Anthem Blue Cross Custom Classic PPO - Summary of Benefits (2024-25)

Anthem Blue Cross Custom Classic PPO - Summary of Benefits & Coverages (2024-25) (detailed)

Anthem Blue Cross Premier PPO - Summary of Benefits (2024-25)

Anthem Blue Cross Premier PPO - Summary of Benefits & Coverages (2024-25) (detailed)

Anthem Blue Cross - Covered Prescription Drug Benefits

Anthem Blue Cross Chiropractic Rider (HMO only)

Anthem Blue Cross Hearing Aid & Footwear Rider

Is your Doctor and Anthem Provider? Anthem Blue Cross- Find a Provider

If you selected any of the Anthem Blue Cross plans, we encourage you to go to Anthem's website and register. You can register using either the ID number from your insurance card, or your social security nu

Kaiser Permanente- Group # 231396

Health Maintenance Organizations (HMO) Options:

Kaiser $0 Co-Pay HMO - Principal Benefits (2024-25)

Kaiser $0 Co-Pay HMO - Summary of Benefits (2024-25)

Kaiser $15 Co-Pay HMO - Principal Benefits (2024-25)

Kaiser $15 Co-Pay HMO - Summary of Benefits (2024-25)

Delta Dental- Group # 7026

Member Website | Evidence of Coverage | Summary of Benefits | Required Notices | How to print ID card

Vision Service Plan (VSP)- Group # 30069055

Member Website | Welcome Letter | Schedule of Benefits: Base Plan | Schedule of Benefits: Buy-Up

Medicare Advantage Plans for Employees or Retirees with Medicare:

Retirees and employees over 65 who enroll in Medicare for medical coverage now have the option to enroll in District-provided "Medicare Advantage Plans" through Kaiser or SCAN. These plans provided enhanced coverages and benefits to the basic Medicare coverages. Information on each plan can be found here:

Kaiser Medicare Advantage Plan:

SCAN Medicare Advantage Plan:

Life & Long Term Disability - District provided insurance from The Hartford

The district pays for long-term insurance and life insurance coverage for all employees. Click the appropriate link below for an overview of these benefits:

Please note that employees must pre-designate a beneficiary through the insurance portal.

Other Insurances and Annuity Options:

American Fidelity - Health/Flex and Dependent Care Spending Accounts, plus other Supplemental Insurances

To see information on available supplemental insurance options (e.g., a Flex Spending Account (FSA) or Dependent Care Spending Account (DCSA)) through American Fidelity (AF), go to https://enroll.americanfidelity.com/377E2D79. New employees may enroll outside of the Open Enrollment window by contacting [email protected].

For those enrolled, here is a link to the AF claims page where you can file a claim directly or download a form: https://americanfidelity.com/claims/

Schools First - Tax Sheltered Annuities (403b/457)

Anthem Blue Cross Optional Travel Coverages

Traveling during your summer break? Anthem Blue Cross has provided the following member information for those who may be traveling internationally, or who may need to seek out-of-area non-emergency and urgent care services:

Blue Card Worldwide (pamphlet)
Anthem Blue Cross Urgent Care Flyer
Anthem Blue Cross - Benefits That Go Where You Go (information sheet)

COBRA

COBRA is the Consolidated Omnibus Budget Reconciliation Act which amended the Employee Retirement Income Security Act, the Internal Revenue Code, and the Public Health Service Act to provide continuation of group health coverage that otherwise might be terminated. COBRA provides certain former employees, retirees, spouses, former spouses, and dependent children the right to temporary continuation of health coverage at group rates. This coverage, however, is only available when coverage is lost due to certain specific events. Rights under COBRA